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What is category d in car insurance


What is a Cat D car? Cat D (also known as 'Category D', or, more recently, 'Category N') cars are among those where the damage has been assessed to be uneconomical to repair by the insurance company. This generally means the cost of repair is greater than 50% of the vehicle's total value.

What does D mean on a car?

The D stands for DRIVE. This is when the automatic transmission 'gear' is activated. As you accelerate, the drive gear will apply power to the wheels and progressively shift into higher 'gears' as the engine RPM reaches the desired level.

Can you remove category D?

Can you get a Cat D vehicle removed? Unfortunately, once a vehicle has been deemed a Cat D by an insurer, the classification will remain part of its history for the remainder of its usable life.




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[PDF] Car Insurance Policy Reference Booklet - NFU Mutual

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