Is personal accident cover necessary?
Yes, a Personal Accident cover is mandatory for all two-wheelers. The same can be bought along with your two-wheeler insurance policy.
Which insurance is mandatory in India?
In India, as per the Motor Vehicles Act, it is mandatory that all vehicles that operate in any public space must have a motor vehicle insurance cover. Policyholders must have at least 'third party liability' motor insurance cover even when opting for the basic insurance plans.
Is personal accident cover mandatory for two wheeler insurance in India?
As per the motor vehicle act 1988, a bike or a car owner must have a third-party bike insurance policy. After seeing the increment in the road accidents and policyholders raising claim, the government decided to make the personal accident insurance compulsory.
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