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What is considered bodily injury in a car accident


Bodily injury refers to specific kinds of harm done to the body after an incident, such as bruises, burns, cuts, fractured bones, and nerve damage. When someone carries bodily injury insurance, it covers the costs of the other person involved in the accident.

What is defined as bodily injury?

(4) the term bodily injury means— (A) a cut, abrasion, bruise, burn, or disfigurement; (B) physical pain; (C) illness; (D) impairment of the function of a bodily member, organ, or mental faculty; or (E) any other injury to the body, no matter how temporary.

What is the minimum bodily injury coverage in Michigan?

Michigan auto insurance policies are required to provide bodily injury liability insurance coverage of not less than $250,000 per person and up to $500,000 per accident ($250,000/$500,000) for these claims unless you select higher or lower limits depending on the amount of protection you need.

What is the difference between an accident and an accidental injury?

Insurers use the word accident to describe an event that happens unintentionally, and which is unexpected or unforeseen. Accidental means may involve acts that caused damage or harm, but which were themselves accidental.




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