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What is considered full coverage auto insurance in ohio


Full coverage insurance in Ohio is usually defined as a policy that provides more than the state's minimum liability coverage, which is 25000 in bodily injury coverage per person, up to 50000 per accident, and 25000 in property damage coverage.

What is considered full auto coverage in Ohio?

They are as follows: A policy that covers $25,000 for the injury or death of one person in a crash, and $50,000 for two people. A policy that covers $25,000 in property damage that results from an auto accident.

What is classified as full coverage?

When financing or leasing a vehicle, your lender may use the term "full coverage." That means they require you to carry comprehensive and collision plus anything else your state mandates. Liability is a mandatory coverage in nearly every state, while comprehensive and collision (physical damage coverages) are optional.

How do you know if it's full coverage?

You know you have full coverage auto insurance if you have comprehensive and collision plus any other insurance your state or lender requires. Full coverage is not an official kind of insurance, but the term generally describes a policy that protects the policyholder and their car in most situations.

Do you have to have full coverage in Ohio?

State-Required Liability Coverage\n\n The State of Ohio requires that all Ohio drivers have automobile liability insurance coverage of a minimum of $25,000 per person/$50,000 per accident and can go as high as your needs. Many Ohioans have a policy for $100,000 per person/$300,000 per accident.




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