How do you know if it's full coverage?
You know you have full coverage auto insurance if you have comprehensive and collision plus any other insurance your state or lender requires. Full coverage is not an official kind of insurance, but the term generally describes a policy that protects the policyholder and their car in most situations.
What is included in full coverage?
Full coverage car insurance is a term that describes having all of the main parts of car insurance including Bodily Injury, Property Damage, Uninsured Motorist, PIP, Collision and Comprehensive. You're typically legally required to carry about half of those coverages.
Is collision the same as full coverage?
For those who aren't quite sure what it means exactly, full coverage is a catch-all term for insurance that covers you, other drivers, and your vehicles. It generally includes both collision and non-collision insurance. In other words, there is no single policy for "full coverage" car insurance.
What does full coverage mean in Michigan?
Full coverage insurance in Michigan is usually defined as a policy that provides collision and comprehensive insurance plus at least the state's minimum required coverage: $50,000 in bodily injury coverage per person (up to $100,000 per accident) and $10,000 in property damage coverage.
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