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What is considered insurable hours


The total number of hours you worked in your qualifying period is called your insurable hours. To qualify for EI, you need a certain number of insurable hours. Usually, you need between 420 and 700 insurable hours to get EI. The exact amount depends on the rate of unemployment in your area.

What are considered insurable earnings?

Insurable earnings include amounts reported on an earnings statement, or wage slip before any deductions are made for income tax, Employment Insurance (EI), Canada Pension Plan (CPP), health care plans, loan payments, union dues.

How do you calculate insurable hours?

You will usually qualify for EI benefits if you have 700 insurable hours or more in your qualifying period. You might qualify if you have between 420 and 700 insurable hours. The higher the rate of unemployment in your area, the fewer hours you will need. You will not qualify if you have less than 420 insurable hours.




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