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What is contained in a consumer report


A consumer report can contain a wide variety of information including credit history, past bankruptcy, judicial records, employment records, and even online activity. This information can only be accessed with approval from the individual and is highly regulated by the Fair Credit Reporting Act (FCRA).

What is not included in a consumer report?

Information excluded from consumer reports further include: Arrest records more than 7 years old. Items of adverse information, except criminal convictions older than 7 years. Negative credit data, civil judgments, paid tax liens, and/or collections accounts older than 7 years.

What is the difference between a credit report and a consumer report?

A credit report will document which accounts are in good standing, if any debts are past due, and other information about your financial history. A credit report, however, is a type of consumer report. A consumer report is a broader report that contains personal identifying information beyond credit.




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  1. what is included in a consumer report
  2. what is included in a consumer report background check
  3. what information is contained in a consumer report
  4. what is not included in a consumer report
  5. what information is included in a consumer report
  6. what is shown on a consumer report
  7. what is included in an investigative consumer report
  8. what cannot be included in a consumer report
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