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What is coverage b on a homeowners policy


Coverage B, also known as other structures insurance coverage, is the part of your homeowners policy that protects structures on your property not physically connected to your home, such as a detached garage, storage shed, or gazebo.

What is A and B in insurance?

In general, Coverage A covers damage to the dwelling or house. Coverage B covers damage to other structures such as a detached garage, work sheds, etc.

What is coverage C?

Coverage C — Personal Property. Coverage D — Loss of Use. Coverage E — Personal Liability. Coverage F — Medical Payments to Others.

What two 2 things doesn't homeowners insurance cover?

Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered.

What are the four basic categories of coverage in a homeowners policy?

A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it.




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MOBILE HOMEOWNERS POLICY doi nv gov/uploadedFiles/doinvgov/_public-documents/Consumers/Home/American_Family/MH-1_Ed_6-15 pdf not increase Coverage B limit Each limit below is the total limit per occurrence for all property in that category: a $200 on money bank notes bullion

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