What is coverage C?
Coverage C — Personal Property. Coverage D — Loss of Use. Coverage E — Personal Liability. Coverage F — Medical Payments to Others.
How do you use loss of use coverage?
Loss of use coverage is typically based on your dwelling coverage and calculated at about 20% to 30% of the dwelling coverage limit. Consider whether this is enough to cover any necessary increases in your living expenses if your residence is not habitable while damage is being repaired or replaced.
Which area is not protected by most homeowners insurance?
Most homeowner policies provide coverage that does not apply to animals, birds, fish, automobiles and business property; for loss or damage caused by flood, surface water, water which backs up through sewers or drains, earth movement, nuclear damage, war, etc.
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