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What is covered by accidental damage in buildings


Accidental damage contents insurance covers your personal belongings, including furniture, unfitted carpets, decorative items, and appliances. Accidental damage building insurance, on the other hand, covers permanent fixtures such as windows, doors, bathroom and kitchen fittings, pipes, etc.

What does accidental damage include?

unintentional. not only physical damage to an item, but also something that resulted in a loss of function (unable to perform the task it was designed to do)

What is not covered by accidental damage?

Accidental damage coverage is usually offered on new items such as laptops, cameras, mobile smart phones and phalets, tablets, MP3 players, or headphones.




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