What is covered under personal accident policy

Which of the following is covered in personal accident?

Definition Of Personal Accident Insurance\n\n It covers hospitalisation, pre-and post-hospitalisation, and offers daily cash allowance up to 30 days, depending on the insurer.

Which of the following is not covered in personal accident?

Injuries from a civil or foreign war: If the burns, broken bones, permanent partial disability, permanent total disability, dismemberment, temporary partial disability, temporary total disability, death, hospitalization, etc.

What is a personal accident policy?

Personal Accident Policy (Individual)\n\n This policy provides compensation in the event of insured sustaining injuries, solely and directly from an accident caused by violent, visible and external means, resulting into death or disablement be it temporary or permanent.

What is SBI General Personal accident policy?

The plan covers death of the insured due to an accident, disability suffered due to an accident and also loss of income due to the accident which impairs the health of the insured individual. Additional add-on covers are available with the plan which includes Hospital Confinement Allowance and Ambulance Charges.