What is the meaning of physical damage?
Physical Damage means any tangible injury to a Property, whether caused by accident, natural occurrence, or any other reason, including damage caused by defects in construction, land subsidence, earth movement or slippage, fire, flood, earthquake, riot, vandalism or any Environmental Condition.
What are some examples of physical damage?
Physical injuries include those caused by mechanical trauma, heat and cold, electrical discharges, changes in pressure, and radiation. Mechanical trauma is an injury to any portion of the body from a blow, crush, cut, or penetrating wound.
What are the two types of physical damage?
Comprehensive and collision are separate coverage types, but they are often sold together. Investopedia says that combined physical damage insurance combines comprehensive and collision coverage into one policy.
What is a physical damage claim?
This means physical damage insurance can give you coverage for damages caused by fire and theft. So, if someone breaks into your car, it'll help pay for the repairs. Physical damage insurance also covers loss from: Vandalism. Falling objects.
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