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What is duplicate coverage


Duplicate coverage refers to the situation when a person has coverage for the same health services under more than one health benefits plan.

Why should you avoid duplicate coverage?

If your vehicles are insured for the same amount by each company, it is possible that the two companies will argue over who should pay. This could delay the payment of your claim, forcing you to pay for your bills out of pocket. You should never use two auto policies to cover the same risk.

What is duplicate insurance?

A carrier issued, duplicate copy of the full or partial original life insurance policy that was given to the Policy Owner at the time of issue. Note, a carrier will usually charge a fee to obtain this duplicate copy.




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What is duplicate coverage and why should you avoid it

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