What is engine and gearbox protection cover

1. Parts of the engine- The engine protection cover compensates for the cost of repairing or replacing the engine parts such as the gearbox, crankshaft, pistons, connecting rods etc. 2. Water ingression- The add-on feature also covers the damage caused when outside water enters the engine and affects its functionality.

Is engine cover important?

Water is the arch-enemy of any combustion engine, so the covers act as a vital safety net if it finds its way in the bay. Everything from battery and alternator wires is safely concealed under a blanket of black. Whether people like it or not, plastic engine covers will become the norm at the end of the day.

What is TPO cover?

TPO (Third party only) - Third party only is the minimum level of cover you can have in the UK. If you are in an accident, TPO covers the other vehicle, and its driver, for any damage. Any damage to yourself, or your own vehicle, will not be covered.

What is the IDV in insurance?

IDV refers to Insured Declared Value and is the maximum sum assured fixed by the insurer that is offered in case of theft or total loss of a vehicle. In short, IDV is the current market value of your vehicle.

What is zero depreciation cover?

A zero dep cover is an add-on in car insurance under which we won't charge you for depreciation during the claim settlement. In simple words, you are not required to pay for the depreciation cost while making a claim. A comprehensive policy provides coverage for own damage and damages caused to the third party. Premium.