What is flexible premium universal life insurance

Flexible Premiums. Universal life insurance offers long-term coverage, with lower and more flexible premiums than whole life insurance. After your first payment, you'll have the ability to pay your premium at any time, in any amount, within certain limitations. Cash Value Can Cover Higher Premiums.

What is a flexible premium life insurance policy?

Premium flexibility means that policy owners can choose to pay what they can, when they can. This will allow them to increase the cash value of their policy more quickly if they have the resources to do so.

What is a flexible premium variable universal life insurance policy?

Variable universal life insurance policies have the cash value structure of variable life insurance, but you can use the cash value to pay premiums. You can also pay a larger amount in premiums if you choose to do so. Therefore, these policies are sometimes referred to as flexible premium variable life insurance.

Why is universal life insurance flexible?

A flexible premium deferred annuity lets you fund your annuity with multiple premium payments. As a result, you don't have to make one large lump sum premium payment. You make one initial premium payment, then additional payments at your own pace. There are no scheduled payments.

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Universal Life Insurance 2016 Advisory (00122175-2) DOC insurance maryland gov/Consumer/Documents/publications/Universal-Life-Insurance pdf A universal life insurance policy is a type of permanent insurance The premium for this type of insurance policy is flexible

[PDF] Pacific KeyExec VUL flexible premium variable universal life

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