What is full coverage insurance in illinois

Full coverage insurance in Illinois is usually defined as a policy that provides more than the state's minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $20,000 in property damage coverage.

What is full auto coverage in Illinois?

Full coverage pays an amount up to the actual cash value of your car to either repair it or replace it (if it is a total loss). For example, if your car is worth $5,000 at the time of the accident, you are covered up to $5,000.

How much is full coverage in Illinois?

The average cost of full coverage car insurance in Illinois is $1,383 per year, or about $115 per month, according to NerdWallet's analysis. Minimum coverage in Illinois is $512 per year on average, but we found you can likely get a cheaper policy.

What is full coverage on an insurance policy?

Remember, full coverage isn't an actual type of coverage, but a general term used to describe a policy that combines Liability, Comprehensive, and Collision coverages.

How do you know if it's full coverage?

You know you have full coverage auto insurance if you have comprehensive and collision plus any other insurance your state or lender requires. Full coverage is not an official kind of insurance, but the term generally describes a policy that protects the policyholder and their car in most situations.