What is full coverage limits

A fully loaded policy may look like this: The highest available liability limits (usually $250,000 per person bodily injury, $500,000 per accident, $100,000 property damage) Collision and comprehensive coverage. Uninsured motorist coverage (bodily injury, property damage or both, which is required in some states)

What is included in full coverage?

Full coverage car insurance is a term that describes having all of the main parts of car insurance including Bodily Injury, Property Damage, Uninsured Motorist, PIP, Collision and Comprehensive. You're typically legally required to carry about half of those coverages.

How do you know if it's full coverage?

You know you have full coverage auto insurance if you have comprehensive and collision plus any other insurance your state or lender requires. Full coverage is not an official kind of insurance, but the term generally describes a policy that protects the policyholder and their car in most situations.

What are coverage limits?

What are insurance limits? Also known as your coverage amount, your insurance limit is the maximum amount your insurer may pay out for a claim, as stated in your policy. Most insurance policies, including home and auto insurance, have different types of coverages with separate coverage limits.

What is considered full coverage in CA?

Full coverage insurance in California is usually defined as a policy that provides more than the state's minimum liability coverage, which is $15,000 in bodily injury coverage per person, up to $30,000 per accident, and $5,000 in property damage coverage.