What is generally meant by the proximate cause of loss in insurance terms

The term proximate cause refers to the nearest cause leading to the loss. It is the direct cause of a loss event. The principle of proximate cause is the cause that is primary to the occurred event. It could also be the most significant incident which cascades into the loss event.

What is a proximate cause of loss?

Proximate Cause — (1) The cause having the most significant impact in bringing about the loss under a first-party property insurance policy, when two or more independent perils operate at the same time (i.e., concurrently) to produce a loss.

What is meant by proximate causes?

The actions of the person (or entity) who owes you a duty must be sufficiently related to your injuries such that the law considers the person to have caused your injuries in a legal sense. If someone's actions are a remote cause of your injury, they are not a proximate cause.

What is the definition of proximate cause quizlet?

Proximate Cause. the legal cause. -reasonably close connection between Defendant's negligence and the Plaintiff's injury. -reasonably foreseeable, likely consequence, not too unusual.

Which of the following is an example of a proximate cause?

Proximate cause, or legal cause, is an underlying cause of an accident. For example, if a truck driver swerves and hits a car, the driver is the actual cause of the accident.