Is 4% APR for a car high?
Generally speaking, if your credit score is 700 or less, 4.5% APR is considered good. In fact, it's close to average for a standard car loan. If your credit score is above 750, you can likely find lower interest rates in the 2% to 3% range.
What APR is too high for a new car?
A high APR (annual percentage rate) car loan is one that charges higher-than-average interest rates. The legal limit for car loans is around 16% APR, but you will find lenders that get away with charging rates of 25% or more.
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Deciding which car and car loan you can you afford files consumerfinance gov/f/documents/cfpb_building_block_activities_deciding-which-car-loan-afford_guide pdf and a loan's annual percentage rate (APR) and length affect monthly payment amounts When it comes to car loans it's good to apply with a bank
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Loan Rate and Fee Schedule - SELCO Community Credit Union www selco org/globalassets/loan pdf EFFECTIVE Monday December 26 2022 (rates subject to change without notice) Consumer Loans Annual Percentage Rate (APR) Range Loan Description Vehicle
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our final APR may differ from your loan interest rate due to additional fees that may apply Auto Loan: Available terms and loan amounts based on
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