What is HO6 insurance Florida

Your Heritage Condominium Insurance policy (H06) provides coverage for structures permanently attached to your condominium, even if they are on the inside of your unit. This includes hardwood floors or valuable wall finishes that the condominium association's master policy might not cover.

What is the difference between HO6 and homeowners insurance?

An HO6 insurance policy is homeowners insurance for those who own a condominium or co-op unit. As a condo or co-op unit owner, you own and are likely responsible for damages to your unit.

Is HO6 the same as condo insurance?

What is condo insurance? Sometimes referred to as HO6 insurance, condo insurance can cover liability claims, damage to your condo unit and belongings, and additional living expenses if you're unable to stay in your residence due to a covered incident.

What is the difference between and Ho 4 and a HO6?

What is the difference between an HO6 (condo) and HO4 (renters) insurance policy? The HO6 and HO4 both cover your personal property and personal liability, but only the HO6 condo policy has additional Coverage A for the interior finishing of the unit. If you own the condo, you need the HO6.

Which coverage is not found in the Ho-6 homeowners policy?

What does condo insurance not cover? HO-6 insurance doesn't cover any structures or property that you don't actually own. And while traditional homeowners own their entire home and surrounding land, condo owners only own the internal structure and the items inside.