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What is in a consumer credit report


Your consumer credit report includes information to identify you such as your name, date of birth, address and employer. It also includes certain information about how you've handled any past or current consumer loans or debts, and your repayment history.

What is included in a consumer credit report?

Your credit reports include information about the types of credit accounts you've had, your payment history and certain other information such as your credit limits. Credit reports from the three nationwide consumer reporting agencies — Equifax, TransUnion and Experian — may contain different account information.

What are 5 things found on a credit report?

They report the type of account (credit card, auto loan, mortgage, etc.), the date you opened the account, your credit limit or loan amount, the account balance and your payment history, including whether or not you have made your payments on time.

What is the difference between a credit report and a consumer report?

Your credit report does not include your marital status, medical information, buying habits or transactional data, income, bank account balances, criminal records or level of education. It also doesn't include your credit score.




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[PDF] Experian Sample Credit Report

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