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What Is life insurance claim


L'assurance-vie est un contrat entre un titulaire de police d'assurance et un assureur ou un assureur, dans lequel l'assureur s'engage à verser à un bénéficiaire désigné une somme d'argent au décès d'une personne assurée. Wikipédia (anglais)

What is a claim in life insurance?

Key Takeaways. An insurance claim is a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event. The insurance company validates the claim and, once approved, issues payment to the insured or an approved interested party on behalf of the insured.

What are types of claim in life insurance?

An insurance claim is a request to the insurance company for payment after a policyholder experiences a loss covered by their policy. For example, if a home is damaged by a fire and the homeowner has insurance, they will file a claim to begin the process of the insurance company paying for the repairs.