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What is loan in simple words


A loan is a form of debt incurred by an individual or other entity. The lender—usually a corporation, financial institution, or government—advances a sum of money to the borrower. In return, the borrower agrees to a certain set of terms including any finance charges, interest, repayment date, and other conditions.

What is called a loan?

Definition of loan can be described as a property, money, or other material goods that is given to another party in exchange for future repayment of the loan value plus interest and other finance charges.

What is loan and example?

A loan is money that you borrow from someone for a specific purpose or an unforeseen event with a promise to pay back.