A car insurance claim is a type of report you submit to your car insurance provider after an accident to obtain financial compensation to cover damage related to the accident. The insurance claims process can vary depending on the provider and also by the type of car insurance you have.
What does it mean to make an insurance claim?
An insurance claim is a request to the insurance company for payment after a policyholder experiences a loss covered by their policy. For example, if a home is damaged by a fire and the homeowner has insurance, they will file a claim to begin the process of the insurance company paying for the repairs.
How does the claim process work?
How Do Insurance Claims Work? An insurance claim is a request filed by a policyholder to a provider asking for compensation for a covered loss. The insurance company will then review the claim, and they can approve it and issue an eventual payout after investigating it, or they deny the claim.