What does HO-1 cover?
An HO-1 policy, known as a bare bones plan, offers the most basic form of home insurance for property owners. It's a named peril policy, typically providing coverage for Other Structures, Personal Property, Loss of Use, Liability and the 10 common perils listed, including damage from theft, fire, and hail.
What is HO1 and HO2?
An HO2 policy is another basic homeowners insurance policy. It covers the 10 perils listed on an HO1 policy, and some additional perils, including falling objects, and weight of snow, sleet, or ice. In total, it covers 16 perils. The HO2 provides more protection than the HO1, but not as much as an HO3.
Which of the following perils is not covered by a ho-1 policy?
An HO-1 home insurance policy does not provide coverage for liability, personal belongings, or additional living expenses — only the dwelling itself.
What is an HO-2 policy?
An HO-2 insurance policy covers homeowners on a named perils basis. This means that your policy will only cover damage caused by a peril that is specifically listed in the policy. If your home is damaged by an occurrence that is not specifically listed, it will likely not be covered.
[PDF] HO POL FORM 1 NV - Nevada Division of Insurance
HO POL FORM 1 NV - Nevada Division of Insurance doi nv gov/uploadedFiles/doinvgov/_public-documents/Consumers/Home/American_Family/16984a pdf HO-1 (NV) Ed 6/94 NEVADA HOMEOWNERS POLICY BASIC FORM 1 Credit/Debit Card Forgery and Counterfeit Money Debris Removal Emergency Removal of Property
[PDF] general information types of homeowner's insurance policy forms
general information types of homeowner's insurance policy forms cca hawaii gov/ins/files/2014/01/Homeowners-Premium-Comparison pdf Since few homeowners select this limited policy many insurers no longer offer Form HO-1 In addition to the Basic Form (HO-1) coverages this form also
[PDF] general information types of homeowner's insurance policy forms
general information types of homeowner's insurance policy forms cca hawaii gov/ins/files/2018/01/Homeowners-Premium-Comparison-Guide-2018-Publication pdf and riots Since few homeowners select this limited policy many insurers no longer offer Form HO-1 In addition to the Basic Form (HO-1)
[PDF] Your Guide to Homeowners Insurance – For Michigan Consumers
our Guide to Homeowners Insurance – For Michigan Consumers Page 1 Condominium (HO-6) policies provide coverage similar to a renter's policy since the
[PDF] HOMEOWNERS INSURANCE
HOMEOWNERS INSURANCE insurance maryland gov/Consumer/Documents/publications/homeownersinsguide pdf 1 Why You Need Homeowners Insurance 1 Types of Homeowners Policies (HO-3) The property damage section of this policy provides open peril
[PDF] Homeowners Insurance - NAIC
Homeowners Insurance - NAIC content naic org/sites/default/files/inline-files/committees_c_trans_read_wg_related_shopping_tool_singles pdf HO-1 policy form It is the most basic homeowners insurance coverage and costs less than coverage under other policy forms This policy covers your home and
[PDF] HOMEOWNERS' INSURANCE POLICY
HOMEOWNERS' INSURANCE POLICY www oid ok gov/wp-content/uploads/2019/08/Shelter_HO-4Renters pdf HO-4 (01-07) TO OUR CUSTOMERS – PLEASE NOTE Please read this policy carefully (1) in reliance on your statements in the Application and in any
[PDF] A Consumer's Guide to Homeowners Insurance - Mainegov
A Consumer's Guide to Homeowners Insurance - Maine gov www maine gov/pfr/insurance/sites/maine gov p insurance/files/inline-files/consumers_guide_to_homeowner_insurance pdf common types of homeowners (HO) policies are listed below All of the policy types are expressed as percentages of your dwelling coverage (see Table 1)
[PDF] HOMEOWNERS 3 – SPECIAL FORM - Insurance Information Institute
HOMEOWNERS 3 – SPECIAL FORM - Insurance Information Institute www iii org/sites/default/files/docs/ pdf /HO3_sample pdf HO 00 03 10 00 c Under Section II: (1) With respect to animals or watercraft to which this policy applies any person or
[PDF] Missouri Homeowners Policy
OUR HOMEOWNERS POLICY QUICK INDEX REFERENCE Coverages ' See Declarations Amounts of Insurance Loss Deductible 1 HO-1 (MO) Ed 6/94
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