Which insurance is best for bike zero DEP or comprehensive?
It is recommended you purchase the Comprehensive Bike Insurance Plan for broader coverage since it comes bundled with the Third-party Liability Plan and Own Damage cover. Additionally, you have the option to include the Zero Depreciation add-on that extends the insurance coverage for your vehicle.
What is the meaning of zero DEP in bike insurance?
Zero depreciation bike insurance means that the insurance company does not take into consideration the depreciation on bike or scooter parts while settling the claim. It offers comprehensive coverage to the two wheeler without determining its depreciating value.
How long zero dep insurance can be claimed?
Ans: Usually, it is valid for cars up to 5 years. However, some insurers provide zero dep cover to cars older than 5 years as well.
Your out-of-pocket expenses come down to a bare minimum if you sign up for a zero depreciation cover. Zero depreciation cover adds value to the basic cover. Depreciation is not taken into consideration while settling claims for insured parts of the vehicle. Having understood the benefits of a zero dep cover, you must also bear in mind that zero depreciation is an additional benefit (add-on) that can be availed by paying an extra/higher premium. The premiums are calculated based on the ...
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