Self-insurance policy

Les soins de santé autofinancés, également connus sous le nom de services administratifs uniquement, sont un accord d'auto-assurance aux États-Unis par lequel un employeur fournit des prestations de santé ou d'invalidité aux employés en utilisant... Wikipédia (anglais)

What is an example of self-insurance?

In the United States, self-insurance applies especially to health insurance and may involve, for example, an employer providing certain benefits—like health benefits or disability benefits—to employees and funding claims from a specified pool of assets rather than through an insurance company.

What is a self-insured plan?

Type of plan usually present in larger companies where the employer itself collects premiums from enrollees and takes on the responsibility of paying employees' and dependents' medical claims.

What are the benefits of self insuring?

Self-insurance reduces claims and premium expenses and costs factored into third party claims administration including policy overheads, assumption of risk and underwriting profit. As the self-insured company pays its own claims, claims can be settled and reduce financial loss to business earnings.

What type of risk is self-insurance?

Self-insure is a risk management technique in which a company or individual sets aside a pool of money to be used to remedy an unexpected loss.