Is it better to pay off credit card or keep small balance?
Carrying a balance does not help your credit score, so it's always best to pay your balance in full each month. The impact of not doing paying in full each month depends on how large of a balance you're carrying compared to your credit limit.
Should I leave a $1 balance on my credit card?
Carrying a balance on your credit card from month to month doesn't benefit your credit score. If you can, you should pay off your credit card in full every month. Not only it doesn't help your credit score, but leaving a balance costs you money in the form of interest.
How much balance should I keep on my credit card?
Your credit utilization rate affects your credit score. Try to keep your overall credit use to about 30% of your overall credit limit, if not lower.
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