The Basel III norms stipulated a capital to risk weighted assets of 8%. However, as per RBI norms, Indian scheduled commercial banks are required to maintain a CAR of 9% while Indian public sector banks are emphasized to maintain a CAR of 12%.
What is the current capital adequacy ratio in India?
Bhikaji Cama
What is the capital adequacy ratio at present?
In India, currently Bandhan Bank has the highest capital adequacy ratio. Other Indian banks which are having very high capital adequacy ratio are Kotak Mahindra Bank, HDFC Bank, Axis Bank.
Which bank has highest capital adequacy ratio in India?
The minimum capital adequacy ratio for banks as per Basel III norms is 8%. The CAR or the CRAR is computed by dividing the capital of the bank with aggregated risk-weighted assets for credit risk, operational risk, and market risk.