Capital One doesn't share the minimum credit score you need to qualify for an auto loan, but you will need to have an income of at least $1,500 a month. The vehicle you want to finance also needs to be less than 10 years old and have fewer than 120,000 miles.
What credit score is needed for Capital One auto finance?
Lenders set their own requirements, but Capital One's lowest rates are typically available only to borrowers with good or excellent credit (generally a FICO score of 690 and above).
What credit bureau does Capital One pull from for auto loans?
Capital One appears to pull from any of three major credit bureaus: Experian, Equifax and TransUnion.
How do I get pre approved for Capital One auto loan?
To pre-qualify, you must be at least 18 years old and have a valid street address within the contiguous United States. A valid APO/FPO address also works. Auto Navigator is not available to residents of Alaska or Hawaii and Post Office Box addresses can't be used as the address on your pre-qualification request.
Is Capital One pre approval guaranteed?
Getting pre-qualified or pre-approved for a credit card doesn't guarantee approval. Pre-qualification and pre-approval for credit cards both typically involve soft inquiries, which don't affect credit scores. But an official application involves hard inquiries, which do affect scores.