Does Capital One do a credit check for checking account?
In addition, Capital One may gather your credit history from all three credit reporting agencies as per their account disclosures. If Capital One does request a credit report in connection with your account, you will be notified of the request, as well as the name and address of the credit reporting agency.
How do you qualify for a Capital One credit card?
For example, according to card terms, Capital One requires income at least $425 per month higher than your mortgage or rent payment to qualify for a card.