If you've paid off your credit card but have no available credit, the card issuer may have put a hold on the account because you've gone over your credit limit, missed payments, or made a habit of doing these things.
How long does it take for available credit after payment Capital One?
Capital One Credit Card Posting Dates Payments submitted before 8 p.m., ET, Monday-Saturday will post the same day by midnight. Funds available by 8 a.m. ET, the day after the payment posts. Payments submitted after 8 p.m., ET, or on a Sunday/holiday would post the next day by midnight.
Why is my available credit zero after payment?
If all available credit has been used, then the credit limit has been reached, the account is maxed out, and the available credit is zero. If the account has reached the credit limit, some credit card companies will allow the account balance to exceed the limit, and others will simply decline any new transactions.
How long does it take for Capital One to process a payment?
It can take up to five working days from the date you make a payment for it to reach us and be processed. If it's been longer than this, we recommend that you check with your bank first, before contacting us. If you paid by Direct Debit, ask your bank to confirm its status.