What happens if you are caught driving without insurance in Michigan?
You could be held personally liable for injuries or death that you caused: If you are driving without insurance in Michigan and you cause a car accident that results in injury to another – or tragically results in someone’s death – then you could be held personally liable for pain and suffering and compensation or wrongful death.
Is Michigan a no-fault state for car accidents?
Michigan is a no-fault state for car accidents. This means that after a car accident, Michigan law requires drivers to make a claim with their own insurer under their Personal Injury Protection (PIP) coverage. PIP pays for medical bills and partial lost wages following a crash, up to policy limits.
Can I sue for pain and suffering in a Michigan no-fault accident?
If you happen to be in a No-Fault accident in Michigan and you have insurance and you are hit by driver who does not happen to have insurance, the only way to sue for pain and suffering damages is by turning to your own uninsured and underinsured motorist coverage.