Do I need to report a car accident in Ontario?
However, if the damage to both vehicles combined is estimated to be over $2,000 you will still need to report the accident to your insurance broker and to the nearest collision reporting centre. According to Ontario law, you are required to make a police report about the accident to the nearest collision centre within 24 hours of the accident.
How much can you claim for a car accident in Ontario?
The limit in Ontario used to be $1,000; however, in the fall of 2015 Ontario upped the limit to $2,000. Some parts of Ontario have Collision Reporting Centres available to drivers to help with the process of reporting an accident. You can call your local police department to find out where the closest Collision Reporting Centre is.
How do I get an accident report?
You can order an accident report online, by fax or by mail. If the collision happened before July 1, 2014, the report will be mailed to you in 6 to 8 weeks. The report is available to download immediately if the collision happened: It takes 20 to 30 calendar days to upload reports from recent accidents into the online system.