What is the penalty for driving without insurance in Alabama?
If you're caught driving a motor vehicle or motorcycle without insurance in Alabama, you can receive a $500 fine for the first conviction. For subsequent convictions, you can be fined $1,000 and/or have your license suspended.
Is Alabama a no-fault state for car accidents?
Alabama is a "fault" state, which means the driver who caused an accident is responsible for the resulting damages. (In "no-fault" states, each driver files a claim with their own insurance company, regardless of who's at fault for the accident.) Pure contributory negligence. Alabama is a pure contributory negligence state.
What are the odds of getting into a car accident in Alabama?
Find out what other Alabama car accident laws you should know about, and what steps you should take following an auto collision. The average Alabama driver has a 90% chance of getting into a car accident in their lifetime, according to the Alabama Department of Transportation (ADOT).