What happens if you have a car accident without insurance in Texas?
If you are in a car accident with no insurance in Texas, the police will likely give you a ticket. They may have your car towed or ask you to arrange for someone with proof of insurance to drive it away from the scene. Some municipalities also have ordinances that allow police to impound your vehicle.
What happens if you don’t have car insurance?
While a lack of insurance does not make you liable for the wreck, you can expect the insurance company and the at-fault driver to say you acted negligently and without regard to your legal responsibilities. This could reduce your payout in some situations. How Can I Talk to a Texas Car Accident Attorney About My Crash?
What is fault-based auto insurance in Texas?
Texas has a fault-based auto insurance system, meaning the victim of an accident can hold the person who caused it fully liable for the injuries, property damage, and other losses they suffered. After an accident, the injured parties generally file a claim based on the at-fault driver’s liability insurance policy.