Car damage category s

S Structurally damaged but repairable. N Non-structurally damaged but repairable. You might also hear the terms 'actual loss' to describe categories A and B, and 'constructive loss' to describe C and D (S and N). So, if your car is written off by your insurance company, the level of damage is divided into four clear categories.

Both Category S and N cars can be repaired and put back on the road, but the two are defined as follows: A Category S vehicle has suffered structural damage and has been written off by the insurer as it was uneconomical to repair. This damage could be to any part of the vehicle's structural frame, including the chassis.

In general, a category S vehicle is the one that has sustained structural damage. For example, it can be a vehicle with damage to the undercarriage resulting from an accident. Repairing structural damage to cars is usually quite expensive for insurance providers. Therefore, they tend to write off such vehicles to cut expenses.