Car finance eligibility checker

There's no minimum score Because of this, it's impossible to give a minimum score. In fact, a lender might approve one borrower with an average score, and later decline a second borrower with a higher score.

Firstly, you must be at least 18-years old and be a resident of the UK. Most car finance companies will not take on temporary residents. Credit scores will also be taken into consideration. The higher (or better) your score, the more likely you are to be approved for a car finance plan.

To qualify for a car finance in South Africa, you need to have at least a minimum credit score of 580 and 669. Your credit score rating is fair and you are considered to be a subprime borrower and the dealership will consider your car application.