Car hire excess insurance uk

Excess insurance, also known as excess waiver insurance and car hire excess insurance, is an optional insurance policy that protects you against any excess charges you may incur in the event your hire car is damaged or stolen.

UK Car Rental Insurance. In the United Kingdom, unlimited Third Party Liability Insurance is a legal requirement and is included in the pre-paid price of all car rentals with Auto Europe.

If a hire car is damaged or stolen, there's a limit to how much the renter will have to pay to repair or replace it. 'Excess' is simply the name for that limit. The car's damage or theft cover will pay the rest of the cost.

Collision Damage Waiver (CDW) - is not insurance, but an agreement to waive the costs of damage to your rental vehicle if it is involved in a collision. Frequently CDW has an 'excess' which is the first part of any claim which the renter will remain liable for.