Can You Get Car Insurance After a Cancellation? You can usually get car insurance after your policy is canceled. However, if you seek coverage from a new company and don't contest the cancellation, your new rates are likely to be significantly higher.
What happens if I cancel my car insurance?
You should get a refund of any premiums you have already paid. However, your insurer may take off a small amount to cover days when the policy was in force. They may also charge you a small administration fee. Some insurers may give you a longer cooling-off period.
Can insurers check if you have had a policy Cancelled?
So technically, cancelled insurance policies will stay with you indefinitely. During the application process, insurers will sometimes ask you if you've ever had any cancelled policies in the past. As we've seen, lying on an insurance application can later result in a voided policy.