Car insurance area check

Traffic density – more vehicles on the road in an area usually means there will be more accidents and claims. Crime rates – car thefts and vandalism tend to be greater in urban and city areas. Personal injury claims – some areas have higher claim rates for personal injury following an accident.

You can check this against the national Motor Insurance Database (askMID). This is a national register of all of the cars insured in the UK and is available to all registered insurance companies as well as other authorities such as the police and DVLA. A search on the motor insurance database is free to conduct.