20 nov. 2022 · Though California has higher requirements, the minimum car insurance is much cheaper at $665 per year. In Florida, the state's minimum coverage ...Laws in Florida vs. California · Cheapest in Florida vs... · Costs by City
Is car insurance more expensive in CA?
The average cost for state minimum coverage is $619 per year. Nationally, full coverage costs $1,771 and minimum coverage costs $545 on average per year, so California is an expensive place to buy insurance.
Is Florida car insurance higher?
Auto insurance is expensive in Florida. The average car insurance rate in Florida is $1,878 per year — 31.6% more than the U.S. average. But auto insurance prices are dictated by factors other than state lines.
Does Florida have cheaper car insurance?
Average full coverage car insurance rates in Florida are $2,762 per year, 55 percent higher than the national average. The average minimum coverage insurance cost in Florida is $997 per year, nearly double the national average of $545 per year.
Why is insurance higher in Florida?
Florida's auto insurance rates are high for several reasons, including the state's no-fault auto insurance laws, risk exposure due to extreme weather conditions, average driver profile, and the number of uninsured drivers.