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Car insurance claim categories


A Scrap – complete vehicle crushed without any components being removed. ; B Break – body-shell/chassis crushed without any structural components being removed.

What are the different types of claims in insurance?

When a car is written-off as category B it means that the main body of it has to be crushed, but some parts can still be saved, unlike category A write-offs. This is because the main structure of the car has been damaged beyond repair, but some parts are usable and could be recycled.

What are the cat categories?

What is a Cat D car? Cat D (also known as 'Category D', or, more recently, 'Category N') cars are among those where the damage has been assessed to be uneconomical to repair by the insurance company. This generally means the cost of repair is greater than 50% of the vehicle's total value.



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