What is a 'non-fault' claim? A 'non-fault' claim is a claim where one of the following is true: The claim has not led to the customer's insurer making any payments. All payments made by the insurer have been recovered from a third party and/or their insurer.
How does insurance work when its not your fault?
Your insurance company will pay for your damages, minus your deductible. Don't worry — if the claim is settled and it's determined you weren't at fault for the accident, you'll get your deductible back. The involved insurance companies determine who's at fault.
Who pays for car damage in a no-fault state Kentucky?
The state of Kentucky is called a no-fault state because of a law stating that each driver in the state of Kentucky has to file a claim with their insurance company first to get compensation for medical bills and other financial losses caused by the accident according to their own insurance policy.
Is Pennsylvania a no-fault state?
This includes medical, personal injury, and property damage. However, Pennsylvania is one of a handful of states that is called a no-fault state. In Pennsylvania, each party, regardless of who is at fault, collects compensation such as lost wages and medical bills from their own, respective insurers.