Major Reasons of rejection of car insurance claims
- Car accidental damage due to drunk and driving. This is completely against the law, hence if found driving under the influence of alcohol your accidental damage claim shall not be entertained.
- Using Private Car for commercial purpose. ...
- Damage due to self-negligence.
What are the reasons for claim rejection?
Non-Disclosure or Wrong Disclosure of Facts Wrong or no information is the most common factor for rejection of claims. The logic behind this is quite simple, the premium and risk coverage is determined by the personal details like age, profession, health condition, medical history etc.