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Car insurance claim rules in india


Documents required to make a claim
  • Copy of your insurance policy.
  • First Information Report (FIR) filed with the police.
  • Duly filled up and signed Claim Form.
  • Copy of the registration certificate of your car.
  • Copy of your driving license.
  • A detailed estimate of the repairs.
  • Medical receipts in case of physical injuries.

How many days after the accident we can claim for car insurance?

However, the insured should report the accident within seven days of the accident. Some insurers have a window of 48 to 72 hours from the time of the accident to file a claim."

Can I claim insurance if I damage my own car?

Below are the steps to claim for own damage Immediately after the accident, you should call the insurance company and inform them about the damage. Obtain the details of the vehicle responsible for the damage and submit to the policyholder. The incident should be reported within the stipulated time period.

How many claims are allowed in car insurance policy in India?

File an FIR All insurance companies ask for a copy of the FIR while initiating the settlement process. You must file an FIR in case of a road accident that leads to bodily injury of the third party or death. Also, an FIR is a mandatory requirement if your car gets stolen.



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