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Car insurance claim terms and conditions


How long does a car insurance claim stay on your record UK?

Details of your car insurance claims will stay on your CUE record for six years.

What is imt 23?

IMT 23. COVER FOR LAMPS TYRES / TUBES MUDGUARDS BONNET /SIDE PARTS BUMPERS HEADLIGHTS AND PAINTWORK OF DAMAGED PORTION ONLY . (For all Commercial Vehicles)

What are the rating factor for a private car?

The premium rating for Private Cars is based on the following factors: Insured's Declared Value (IDV). Cubic Capacity of the vehicle. Geographical Zones.

Does Esure cover Northern Ireland?

The information on this site is directed at residents of England, Scotland, Wales and the Isle of Man only. Unfortunately we are unable to insure cars in Northern Ireland or the Channel Islands.



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