If your car is in an accident, you may want to make a claim on your motor insurance. This page tells you what you need to know before you make a claim.
How do you successfully claim insurance?
As long as you own your car outright, you can do whatever you want with the claim money you receive from your insurer. This means that you can keep any leftover money from your claim. However, it is very important to never intentionally overestimate the cost of repairing your car.