Comprehensive cover protects your vehicle against accidental damage claims while third party fire and theft doesn't. If you're a new customer, find out more about what our Aviva Car Insurance covers or what our Van Insurance covers.
Which is better fully comprehensive or third party insurance?
Comprehensive insurance is the top level of car insurance cover you can get. It provides cover for any damage or loss to your own vehicle, as well as third party, fire and theft. With comprehensive insurance, you are eligible to make a claim whether the accident was your fault or not.
Do I need third party or comprehensive?
If you want to be covered for damage to a new or expensive car, you might decide you want the benefits of comprehensive cover. If you're only concerned about avoiding a hefty repair bill for someone else's car, third party property damage car insurance might be enough for you.
In what circumstances would you choose third party instead of comprehensive car insurance?
The simple answer is that Third Party Car Insurance covers other peoples' cars if you're at fault in an accident, whereas Comprehensive Car Insurance also covers the damage to your own car.