Car insurance florida cheapest

State Farm and Geico are the cheapest major car insurance companies in the country. State Farm offers an average rate of $41 per month for a minimum liability policy, which is 29% cheaper than the national average.

Bankrate's insurance editorial team conducted a study to find the cheapest car insurance companies in Florida and found that Geico and State Farm may offer the lowest average premiums in the state for a variety of drivers.

According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $1,000 for PIP coverage and $500 for property damage liability.